Approximation to the protection legislation of the mortgage debtor

  • María Elena Sánchez Collado
DOI: https://doi.org/10.18543/ed-64(2)-2016pp259-304
Keywords: mortgage debtor, RDL 1/2015, Ley 25/2015, real estate market

Abstract

In the present work we intend to make a descriptive and critical analysis of the different legislative reforms adopted in recent years, of serious economic crisis in Spain, aimed at providing the mortgage debtor the necessary protection, starting from the first initiative represented by Royal Decree-Law 8/2011, of July 1, to culminate with the most recent provisions at the time of writing these pages: RDL 1/2015 of February 27 and Law 25/2015, of July 28. We consider that it is essential to carry out a comprehensive review of all of them in order to ascertain whether, essentially during the last parliamentary term in Spain (2012-2015), the objective of granting the mortgage debtor adequate protection in these times has been finalized Of extremely convulsive and complex crises that have had a special impact precisely in the real estate market and overindebtedness of private individuals. 

Published online: 29 December 2016

Downloads

Download data is not yet available.
Published
2016-12-29
How to Cite
Sánchez Collado, María Elena. 2016. “Approximation to the Protection Legislation of the Mortgage Debtor”. Estudios De Deusto 64 (2), 259-304. https://doi.org/10.18543/ed-64(2)-2016pp259-304.
Issue
Vol. 64 No. 2 (2016)
Section
Studies

Last update: 08/02/2022

The authors, by submitting their manuscripts to the Estudios Deusto. Revista de Derecho Público, accept the conditions listed below on copyright and undertake to comply with them.

  1. Authorship: The author must be the sole creator of the work or legally acting on behalf of and with the full agreement of all the authors.
  2. Copyright, liability and Ethical Guidelines:
    1. Authors warrant that their manuscript is original; has not been previously copyrighted or published in any form; is not under consideration for publication elsewhere; its submission and publication do not violate the Ethical Guidelines of Estudios Deusto. Revista de Derecho Público and any codes (of conduct), laws or any rights of any third party; and no publication payment by the Publisher (University of Deusto) is required.
    2. Authors grant to the Publisher the worldwide, sub-licensable, and royalty-free right to exploit the manuscript in all forms and media of expression, now known or developed in the future, for educational and scholarly purposes.
    3. Authors retain the right to present, display, distribute, develop, and republish their manuscript to progress their scientific career provided the original publication source (Estudios Deusto. Revista de Derecho Público) is properly acknowledged and in a way that does not suggest the Publisher endorses them or their use of the work.
    4. Authors warrant that no permissions or licences of any kind have been granted or will be granted that might infringe the rights granted to the Publisher.
    5. Authors are solely liable for the consequences that may arise from third parties’ complaints about the submitted manuscript and its publication in Estudios de Deusto. Revista de Derecho Público.
  3. Users: Estudios de Deusto. Revista de Derecho Público is an Open Access publication. Its content is free for full and immediate access, reading, search, download, distribution and reuse in any medium or format only for non-commercial purposes and in compliance with any applicable copyright legislation, without prior permission from the Publisher or the author(s). In any case, proper acknowledgement of the original publication source must be made and any changes to the original work must be indicated clearly and in a manner that does not suggest the author’s and or Publisher’s endorsement whatsoever. Any other use of its content in any medium or format, now known or developed in the future, requires prior written permission of the copyright holder.